“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time
“Men of age object too much, consult too long, adventure too little, repent too soon, and seldom drive business home to the full period, but content themselves with a mediocrity of success
“Much may be done in those little shreds and patches of time which every day produces, and which most men throw away
“A fool often fails because he thinks what is difficult is easy, a wise man because he thinks what is easy is difficult