“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time
“Much may be done in those little shreds and patches of time which every day produces, and which most men throw away
“People who lean on logic and philosophy and rational exposition end by starving the best part of the mind.
“Do not waste your time on social questions. What is the matter with the poor is poverty; what is the matter with the rich is uselessness.
“Our incomes are like our shoes; if too small, they gall and pinch us; but if too large, they cause us to stumble and to trip
“Experiences are savings which a miser puts aside. Wisdom is an inheritance which a wastrel cannot exhaust